What do you need to know about Travel Protection
The staff at LoveVoodoo Travel highly recommends that you consider purchasing
travel insurance. Most resorts, while a lot of fun and beautiful are located
in third world countries, with questionable medical care. Not only can travel
insurance save you thousands of dollars, and protect your investment from
natural disasters like floods, hurricanes, etc. If you are sick or injured
you can make arraignments to be flown to the United States to receive medical
care. We all are experienced travelers here at LoveVoodoo Travel, and we would
not consider leaving home without it. We have provided you with some information
about the different levels of coverage and answer of some of the most frequently
asked questions about travel insurance.
If you have any further questions, feel free to give us a call at (202)470-4168 or email us at info@lovevoodootravel.com
Receve a Quote for Travel Insurance with Travel Guard
Why Travel Guard?
Travel Guard is one of the industry's leading providers of travel insurance plans and assistance services - covering more than 6 million travelers worldwide each year. Our travel insurance plans offer coverage for vacation and trip cancellation, travel interruptions and delays, emergency medical and health expenses, lost baggage and more.Plus, every Travel Guard insurance plan includes our 24-hour "911" travel emergency service for emergency medical assistance, last-minute or emergency travel and flight changes, lost luggage tracking, pre-trip travel advice and more. Explore our options online to choose the coverage that best meets your travel needs.If you're ready to get a quote, our online quoting system allows you to find the right travel insurance product for you. Whether you're looking for vacation insurance, flight insurance or cruise insurance, Travel Guard has a product that meets your needs with many customizable options.
10 Reasons to Purchase Travel Insurance
There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling.
To demonstrate the importance of purchasing travel insurance, and emergency travel services, here are 10 common examples of what could go wrong.
1. It's 10 p.m. and you and your immediate family arrive at the
airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home?
2. Your bag was lost with your insulin inside. You need help to
locate your bag as soon as possible and have your emergency prescription filled. Who do you call?
3. Your first visit to Europe, and your passport and wallet are
stolen. Where do you turn for emergency cash, and how will you get your passport replaced?
4. You're involved in an accident and adequate medical treatment is
not available. Who will help arrange and pay for a medical evacuation?
5. If your sister-in-law becomes seriously ill and you must cancel
your trip, what happens to your non-refundable deposits or pre-payments?
6. You arrive in Jamaica and your luggage doesn't. If it's lost, who
will help you find it? If it's delayed, who will pay for your necessities?
If it's stolen, who will pay to replace it?
7. Your cruise line, airline or tour operator goes bankrupt. Who will
pay for your non-refundable expenses? Who will help get you to your destination?
8. You're walking down a street in Rio and twist your ankle. Who can
help you find an English-speaking physician?
9. Three weeks before your scheduled arrival, a terrorist incident
occurs in the city to which you are planning to visit. Who will pay if you want to cancel your trip?
10. You are at a beach resort in North Carolina, and you are forced to
evacuate due to an approaching hurricane. Who will help you evacuate and who will reimburse your lost vacation investment?
Frequently Asked Questions About Travel Insurance
* Q. Why should a traveler buy travel insurance?
A. Travel insurance gives travelers coverage for unforeseen problems, from
a cancelled flight to a serious illness-or in rare cases, even an act of terrorism
or the financial default of a travel supplier. If an illness, accident, or
other covered unforeseen circumstance forces a traveler to cancel or interrupt
their plans, they face two major financial losses-money invested in nonrefundable
pre-payments, and medical expenses that in many instances may not be covered
by health insurance.
* Q. What happens if a traveler must cancel their vacation?
A. Often a traveler will lose nonrefundable deposits and prepayments that
can add up to hundreds-or even thousands-of dollars. A comprehensive travel
insurance plan through Travel Guard can provide trip cancellation coverage
for the traveler's vacation investment-the insurance company reimburses the
traveler for all pre-paid, nonrefundable expenses for a covered loss.
* Q. How does trip cancellation and interruption coverage work?
A. It reimburses for forfeited, nonrefundable, unused payments or deposits
if the traveler must cancel or interrupt their trip due to a covered reason.
* Q. What other coverage is typically included in an Travel Guard
travel insurance plan?
A. In addition to trip cancellation and interruption, the more comprehensive
travel insurance plans available today may also cover emergency medical expenses;
emergency medical transportation, when ordered by a doctor, to the nearest
adequate medical facility; reimbursement for accommodations and expenses incurred
due to travel delays; reimbursement for the purchase of essential items if
baggage is delayed; and coverage against lost, stolen or damaged baggage.
* Q. Does travel insurance cover terrorism?
A. Many travel insurance policies do not cover terrorism, or only cover terrorist
acts that occur on foreign soil. Travel insurance through Travel Guard can
cover terrorist incidents both in the United States and abroad.
* Q. Is the financial default of an airline, cruise line or tour
operator covered?
A. Many of Travel Guard's retail insurance programs include financial default
coverage if the program is purchased within 15 days of making the initial
trip deposit.
* Q. Does Travel Guard offer travel insurance plans tailored
to specific types of travel?
A. Yes. Travel Guard offers travel insurance plans for an array of budgets,
from modest trips to high-end luxury vacations. There are also products for
last-minute getaways and extended trips, and specific coverage plans for cruise
travelers, golf travelers, students, and sports travel.
* Q. How much does travel insurance cost?
A. The cost of travel insurance is based, in most cases, on the value of the
trip and the age of the traveler. Typically, the cost is five to seven percent
of the trip cost.
* Q. What else is offered with the purchase of a Travel Guard
plan?
A. To boost travelers' confidence when traveling, Travel Guard has added
LiveTravel(r) assistance, which provides 24-hour, "911" emergency
travel agency-type services to all standard retail plans, in case a traveler
has to change a flight or a hotel room. Travel Guard has also added assistance
with emergency cash transfers, pre-trip consultation services (travel advisories,
passport requirements, inoculation information, etc.), and live messaging,
which will relay any e-mail or phone message to family, friends or business
associates.
Booking Options
- Book By Phone:
Toll Free: 1(866) 408-1369
Local: 1 (202) 470-4168 - Request a Quote or More Information
- Fax Order:
Fax Number: (202) 747-5794
Download Reservation Form (pdf)
- Mail Order:
Lifestyle Links, Inc.
PO BOX 1056
Washington Grove
Maryland 20880
Download Reservation Form (pdf)
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